Personal Financial Literacy Teacher and Student Materials

Standard 1: Earning an Income

Standard 1.1: Earning an Income

Standard 1: Earning an Income

Standard 1.2: Income and Taxes

Standard 1:3: Goal-Setting

Standard 2 Taxes

Standard 2.1: Somebody Has To Pay

Standard 2: Taxes

Standard 2.2 Voluntary Compliance

Standard 3: Financial Service Providers

Module 3.1 Finding Financial Services

Standard 3: Financial Service Providers

Standard 4: Managing a Bank Account

Module 4.1 Tracking Your Money

Standard 4: Managing a Bank Account

Standard 5: Saving and Investing

Module 5.1 Getting Started

Standard 5: Saving and Investing

Module 5.2 The Rule of 72

Module 5.3 Saving and Investing Tools

Module 5.4 Time is Money

Standard 6: Retirement Planning

Module 6.1 Planning for Your Retirement

Standard 6: Retirement Planning

Module 6.2 Longevity and Retirement

Standard 7: Borrowing Money

Module 7.1 Remember the Interest

Standard 7: Borrowing Money

Module 7.2 It is in Your Interest

Module 7.3 Your Credit Score

Standard 8: Credit Cards and Online Shopping

Module 8.1 Credit Cards: More than Plastic

Standard 8: Credit Cards and Online Shopping

Module 8.2 Credit Cards: Shopping Online

Standard 9: Fraud and Identity Theft

Module 9.1 Beware! Consumer Fraud

Standard 9: Fraud and Identity Theft

Module 9.2 Beware! Identity Theft

Standard 10: Renting vs. Buying

Module 10.1 Housing Alternatives

Standard 10: Renting vs. Buying

Module 10.2 Renting an Apartment

Module 10.3 Buying a House

Standard 11: Risk Management and Insurance

Module 11.1 Identifying Risk

Standard 11: Risk Management and Insurance

Module 11.2 Different Types of Insurance

Module 11.3 Using Insurance to Manage Risk

Standard 12: Gambling

Module 12.1 Risky Business

Standard 12: Gambling

Section 13: Bankruptcy

Module 13.1 Managing High Levels of Debt

Section 13: Bankruptcy

Section 14: Charitable Contributions

Module 14.1 Charitable Contributions

Section 14: Charitable Contributions

Module 14.2 Checking Out Charitable Groups

Introduction: Economic Reasoning