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Workers' compensation is an insurance system that pays benefits to workers injured on the job to cover medical care, part of lost wages and permanent disability. In return, employers may receive immunity from civil lawsuits by employees over such workplace injuries.
Employers often buy workers' compensation insurance to pay medical and income benefits to workers who have work-related injuries or illnesses. This type of insurance protects workers by assuring that they are compensated for their injuries, but it also is beneficial to employers. In addition to relieving them of liability for claims, workers’ compensation gives employers certain legal protections, including immunity from most employee injury lawsuits.
Workers receive benefits based on the type and severity of their injuries.
Benefits are not payable for injuries that:
Oklahoma requires every employer subject to the provisions of the Workers' Compensation Act to carry workers’ compensation insurance.
Senate Bill 306
Additional information is available from the following sources:
1. The Oklahoma Department of Labor has the responsibility to enforce the state requirement to provide Workers’ Compensation coverage. Visit their website on Workers' Compensation Enforcement.
2. The Oklahoma Insurance Department has the Workers’ Compensation Affidavit and Fact Sheet of Exempt Status available here.
3. For assistance with a Workers' Compensation claim, please contact the Workers' Compensation Court 405-522-8600, www.owcc.state.ok.us
Additional Information (CompSource)